Delegate to a retirement expert that can manage the financial challenges of retirement, so that you can enjoy life without having to worry about money. We help Pre-Retirees and Retirees validate goals and plans, identify risks, and gain flexible solutions that serve you throughout your years of financial independence.
Retirement today is no longer an ending point, but rather a launching point. The reality is we are working much longer, living much longer, and gaining more sophisticated financial challenges along the way. At Milestone Money, we help clients adopt a more modern perspective — to imagine a time where there is a lifecycle to retirement that includes three distinct phases, each with its own set of concerns and considerations.
During the golden years of our lives, we find ourselves slowing down as we age. This is when we start planning the legacy we’ll be leaving behind and focusing on how our assets can maximize our health span or the happiness of our families and next generation. It might be the third stage of the retirement lifecycle, but it hopefully lasts a long while. You might wonder:
As much as we might imagine that retirement is a time of leisure and easy living, it is actually charged with meaningful and sometimes difficult decisions about how we manage our finances. And those decisions can have a lasting impact on the kind of life we have in retirement.
of Gen X workers are concerned that Social Security won't be there for them when they are ready to retire.
of Baby Boomer workers expect to work past age 70 or don’t plan to retire.
Source: Transamerica Center for Retirement Studies, Emerging From the COVID-19 Pandemic: Four Generations Prepare for Retirement, October 2022
Here are some of the most common questions we hear from new and prospective clients.
We work with clients to develop a 10-step dynamic process centered on a fundamental understanding of your current situation, goals, and values. We’ll start by taking a look at your entire financial situation – from your lifestyle and funding cash needs all the way to projecting your retirement income and estate.
We use a variety of interactive planning software to visualize what different life scenarios will look like, model your investment portfolio over the long-term, and help you make confident tax-smart decisions. Within the first few meetings of becoming a client, you will have a practical field guide for making good choices at all of the milestones to come in your 50s, 60s, 70s and beyond.
Life is full of financial milestones. We pay for college, we get married, we start businesses. But the most important financial decision we will ever make is when and how to retire. Milestone Money helps you map success to and through retirement.